See your money grow, month by month.
Everything you own, minus everything you owe. Type your balances once a month and the tracker shows your net worth, how much it changed, where your money is and a chart of your progress. No macros.
✓ One-off payment ✓ Instant download ✓ Excel for Windows & Mac
| Category | Type | Amount | % of type |
|---|---|---|---|
| Cash | Asset | $3,540 | 1% |
| Savings | Asset | $13,950 | 3% |
| Retirement | Asset | $72,692 | 16% |
| Investments | Asset | $10,086 | 2% |
| Property | Asset | $341,600 | 74% |
| Mortgage | Debt | $260,960 | 89% |
| Credit cards | Debt | $1,100 | 0% |
Most people have no idea what they’re worth
Money in ten places
Checking, savings, a 401(k), an IRA, a mortgage, a car loan… nothing shows the whole picture.
Progress you can’t see
You’re paying down debt and saving, but it never feels like you’re getting anywhere.
No yearly check-in
Without a number to track, there’s no way to tell if this year was better than last.
Five minutes, once a month
List your accounts
Bank accounts, savings, retirement, investments, your home and car, and every loan and card. Up to 30.
Type your balances
Once a month, what each one is worth. Debts go in as positive amounts: they’re taken away for you.
Watch it grow
Your net worth, the change this month and since you started, your goal and a chart, all worked out.
Your whole financial picture in one place
See your net worth, how much it moved this month and since you started, your total debts, and exactly where your money is, by category.
- Net worth, this month and since start
- Assets and debts by category
- Assets by category chart
| Nov | Dec | Change | |
|---|---|---|---|
| Total assets | $458,375 | $460,008 | +$1,633 |
| Total debts | $294,400 | $292,385 | -$2,015 |
| Net worth | $163,975 | $167,623 | +$3,648 |
Every account, every month
One row per account and one column per month, for 24 months. Pick a category and it knows if it’s an asset or a debt. Green means money growing or debt shrinking.
- Up to 30 accounts
- 24 months from any start month
- This month and since start for every account
| Account | Category | Oct | Nov | Dec | This month |
|---|---|---|---|---|---|
| Checking | Cash | $2,950 | $3,710 | $3,540 | -$170 |
| High-yield savings | Savings | $13,050 | $13,500 | $13,950 | +$450 |
| Roth IRA | Retirement | $18,786 | $19,392 | $19,904 | +$512 |
| Home | Property | $340,400 | $341,000 | $341,600 | +$600 |
| Mortgage | Mortgage | $262,240 | $261,600 | $260,960 | -$640 |
| Credit card | Credit cards | $1,300 | $1,750 | $1,100 | -$650 |
A goal, and a chart of the journey
Set a net worth goal and watch the progress bar fill. The chart shows your net worth over time, and the Monthly Summary gives every month’s assets, debts and change.
- Net worth goal with progress bar
- Net worth over time chart
- Monthly Summary with change and %
For anyone building wealth, or paying off debt
Couples & families
Track both of your accounts in one place, with an owner for each: me, partner or joint.
Paying off debt
See your net worth rise as your loans and cards come down, even before you’re debt-free.
Saving & investing
Retirement, brokerage and savings accounts, all adding up to one number.
Everything you get
- Up to 30 accounts: assets and debts
- 24 months from any month you choose
- 12 categories you can rename
- Owner column: me, partner or joint
- Change this month and since start for every account
- Dashboard: net worth, change, total debts and goal
- Assets and debts by category, with a chart
- Net worth over time chart
- Monthly Summary with change and %
- Start Here guide and example accounts
One-off payment. Yours to keep.
Get instant access $9.99Secure checkout by Payhip · Card or PayPal
Download link emailed straight away
Hi, I’m Lee
I run Sheet Leveller on YouTube, where I make quick, no-nonsense Excel tutorials.
This tracker is built on the SUMIF and INDEX formulas from my tutorials, so everything adds itself up.
Questions
What counts as an asset?
Cash, savings, retirement and investment accounts, plus what your home and car would sell for. Debts are your mortgage, loans and credit card balances.
Does it link to my bank?
No. You type your balances once a month, which takes about five minutes. Nothing is linked to your accounts.
What happens after 24 months?
Change the first month on the Settings tab to start a new period, or save a copy for each year.
Is this financial advice?
No. It’s a tracker to help you see your progress. For advice on your situation, talk to a qualified professional.
Does it use macros?
No. It’s a normal .xlsx file, so there are no security warnings and nothing to enable.
Which versions of Excel does it work with?
Microsoft 365, Excel 2010 or later on Windows, and Excel for Mac. It’s built for Microsoft Excel.
Is this a subscription?
No. You pay once and the file is yours to keep.
Know your number. Watch it grow.
Your net worth, month by month, with a goal and a chart.
Get the tracker $9.99Want to see it first? Watch how it works on YouTube.